I am with you Rob. Under the guidance of Dave Ramsey's program and Crown Financial we became debt free. It took us several years but now with almost 3-4 years debt free it is so comforting to know we are no longer slaves to the lender. Anyone can do it.... Stay away from rip off get rich or get debt free easy schemes.... There are many out there

I am really excited to see the RT using the power they have to do this series I would however like to add to the budgeting discussion. One of the most interesting things I come across in my own life as well as in honest discussions with others is the hard fact that almost all these issues in the economy come down to our decisions. I would agree however